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ri I began my own business as an 1 *owner-driver some
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years ago but now find that I can expand the ■ usiness so that I am able to buy !nother two vehicles and employ tall to drive them. I understand that I employ staff then I must insure hem. Can you say if this is so and that I must do to comply with the 2w?
A The Employers' Liability (Compulsory Insurance) Act 1969 equires employers to insure against .ny liability for injury or disease vhich might be sustained by an mployee during the course of his or ler employment. This Act came into orce in January 1972.
All employees, manual or clerical, [-lust be insured though in general mployees who are relations of the .wner are exempted. You should, herefore, enquire from a number of ecognized insurance companies 'hat premium they would expect in !.turn for statutory cover for the mployees whom you expect to have, efore accepting the most dvantageous, Moreover, since January 1973, it as been mandatory to display a 2rtificate of insurance relating to ach a policy in a prominent place there employees can inspect it.