Follow-up action
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• The government's Small Business Service has a network of Business Link
offices which provide advice about starting up and running a small business.
Contact: 0845 600 9006; www.businesslink.org.
• The Forum of Private Business offers free information and courses for small and mediumsized enterprises. Contact: 020 7222 7133; www.fpb.co.uk.
• The British Bankers Association offers a checklist of considerations when starting up or expanding a business and details of where to find support and advice.
Contact: 020 7216 8800; www.bba.org.uk.
• The Federation of Small Businesses offers a free Be Your Own Boss pack. Contact: 01253 336000.
II The Association of Chartered Certified Accountants provides a range of useful information:www.accaglobal.com; and www.payontime.co.
• Grant aid can vary enormously from area to area. In Dudley the local council offers up to £1,000 plus a further £500 toward marketing. Next door in Sandwell help is largely confined to "soft loans" of up to £2,000. Throughout the West Midlands up to £3,500 of free business advice is available under a pilot project called Mustard: www.mustard.uk.com).