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Cover scheme

2nd February 1979
Page 25
Page 25, 2nd February 1979 — Cover scheme
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Which of the following most accurately describes the problem?

I. NEW insurance scheme for oach operators has been lunched by Lloyd's and city nsurance broker R. L. Dayion and Company.

The scheme spreads risk ,mong several underwriters ,nd will inject much-needed ompetition into the coach inurance market.

Davison's managing direcor John Davison said last veek: "We are not intent upon urning the market upside lown, as to offer very low ates would prejudice what is Llready a sensitive market, but oach operators who have suffered substantial premium increases over recent years should see an improvement over their existing premiums."

The coach insurance market has been narrowed over the past three years after several major accidents in 1975. Forty-six passengers were killed that year, most of them in two accidents (Dibble's Bridge, Yorkshire and Moffat, Dumfriesshire).

As a result, several insurers increased their rates, while others withdrew from the coach market.