Employer's liability cover The DETR has laid regulations* before Parliament,
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which tighten up employers' insurance cover. The main changes the regulations make are to: • increase the minimum level of insurance required by employers from £2 million to £5 million from 1 January 1999; • make the certificate of insurance that employers have to display easier for employees to understand; • require insurance certificates to be kept by employers for 40 years; • give authorised Health and Safety Executive inspectors the right to see certificates for both past and current years; and • extend the provisions which are aimed at ensuring that the excesses negotiated by employers do not affect the employee's right to be fully compensated.
There will be no exemption even for very small companies.
* Employers Liability (Compulsory Insurance) Regulations 1998 (SI 1998 No 2573) are available, price £1.95, from the Stationery Office.