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Log details or you face a fine
Page 8
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• Operators need to make sure their fleets' registration numbers are logged on an insurance industry database, or they could risk a fine of up to 15,000.
The 4th EU Motor Insurance Directive, which came into force last Monday (20 January), requires all fleet operators to pass the registration numbers of all vehicles on fleet policies for inclusion on the Motor insurance Database (MID).
The purpose of the database, which was set up and is managed by the Motor insurance information Centre, Is to reduce the instances of uninsured driving—which is currently costing UK motorists around 11300m a year. It will also be used to fulfil the Directive's objective of making it easier to handle cross-border claims wfthin the EU.
Although the insurance industry has known about this for years, its introduction has been chaotic, with several insurance companies changing their tactics in the days before Implementation.
Operators unsure whether their registration details are on it should contact their insurance company.
• Contact: www.midupdate.com. For guidance and advice visit: www.miic.org.uk,