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• Card cloning: Credit card cloning, or skimming, is where

28th May 2009, Page 47
28th May 2009
Page 47
Page 47, 28th May 2009 — • Card cloning: Credit card cloning, or skimming, is where
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Which of the following most accurately describes the problem?

someone obtains your credit card details, copies them on to a bogus card and uses that card.

• Chip and PIN: Credit and debit cards now contain an embedded microchip and are authenticated automatically using a PIN code.

• Keylogging: Keystroke logging is the practice of noting (or logging) the keys struck on a keyboard, typically in a covert manner so that the person using the keyboard is unaware their actions are being monitored.

• Malware: An abbreviated form of malicious software is designed to infiltrate or damage a computer system without the owner's consent.

• Phishing: Phishing is the criminally fraudulent process of attempting to acquire sensitive information such as user names, passwords and credit card details by masquerading as a trustworthy entity c in electronicommunication

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