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A SERIOUS MATTER

19th February 2004
Page 55
Page 55, 19th February 2004 — A SERIOUS MATTER
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Trailer damage: the insurance angle

There are usually more accidents in the winter months for obvious reasons, but according to Phil Gledhill, claims technil manager at Norwich Union, the Christrn period wasn't all that exceptional in terrr increased repair bills for commercials.

Gledhill has been talking to fleet engineers from all the main regions and he hasn't detected any significant riser vehicle damage or accident frequencie He believes that speed cameras an milder weather are having an effect on some cross-country routes, and althouc delivery schedules are getting tighter m managers are taking risk assessment a seriously as most HGV drivers regard th licences.

However, in areas such as crossChannel ferry ports, container terminals storage complexes and warehouse loading bays, trailer damage is still common.

Because of insurance excesses (sometimes in the region of £1,000) hauliers tend to absorb superficial knoci but ignoring significant damage can lea to a PG9 and even a prosecution. News of a PG9 will soon get back to the Traffic Area Office so it's a good idea to deal wi trailer damage yourself, rather than haw pointed out at a roadside check.

The Association of British Insurers (ABI) reports that in the first quarter of 2C there were 271,000 insurance claims. Over a year, it all adds up to huge amoui says the ABI and it does mean huge: In 2001/2002 the national repair bill for al CVs (CDVs to HGVs) climbed to a mindboggling £1.9bn.


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