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SCANIA offers Saab Scania Finance, which is jointly owned by Saab Scania and Lloyds Bowmaker Finance Group (a subsidiary of Lloyds Bank).
The company started to provide credit facilities for Saab car customers and expanded into the Scania side of the business two years ago. HP and lease deals are available although leasing with maintenance is not. HP is still the most popular form of finance with Scania customers and Saab Scania Finance is usually looking for a 20 per cent deposit. "We don't encourage low deposits," said a spokesman. "We feel it is more sensible for the haulier to have more equity in his vehicle." He said that the availability and price of finance via the company was "sensible" and "competitive".
About half of the Scania dealers offer Saab Scania Finance. .