was interested to read John Darker's article headed "Minimum insurance is not enough" (CM January 27).
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Overall, his comments should prove most helpful, although it is doubtful if he would find much support for the suggestion that Lloyds' underwriters are likely to provide a more generous or prompt claims settlement than other insurers.
My primary reason for writing, however, is to point out the danger of the comment made concerning cover for damage caused to other people's property. The article states that r cover would usually be for £50,000 though higher cover is possible". It does not stress or even hint that £50,000 protection may be inadequate.
I can only suggest that Mr Darker has been badly advised on this subject. To leave any operator with the idea that cover for £50,000 is in any way sufficient for these times is most unwise. My experience is that many insurers provide protection up to £250,000 as standard cover and some will be prepared to extend this limit. R. H. ROWLAND, Ipswich, Suffolk.